Counseling Rates & Insurance

Rates for Individual Sessions and Couples Counseling

Individuals

$150 Per Session
  • Hour Psychotherapy Session – $150.00

Couples & Marriage/Family

$170 - $340 Per Session
  • Hour Couples Session – $170.00 or 2 Hour Couples Intensive Intake Session – $340

Psychiatric Services

$150 - $300 Per Session
  • 1/2 Hour Psychiatric Follow-Up Visit – $150.00

*Couples and family intake sessions will be charged at the time of the initial phone call to reserve your 2-hour session.

*Regarding our psychiatric services: A clinical hour lasts 50 minutes (80 minutes for intake). Ending the session 10 minutes before the hour allows the therapist to schedule your next session, write progress notes, and prepare for your next appointment. Case conceptualization/treatment planning is essential to provide you the most effective therapy possible

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Session Time Structures

young child writing with pencil

Children/Teenagers:

The first session is 60 minutes and always includes the clinician and the parent(s). This helps us get a background and perspective that children/teens may not necessarily share with us as counselors. It’s important to be as detailed as possible to help your clinician conceptualize the most efficient and effective treatment. Every session after is 60 minutes, one-on-one with your child/teen.

adults sitting on ledge, legs only in view

Adults:

The first 90 minute session is a clinical intake interview. As a holistic counseling center, we look at every area of your life to get a better understanding of what makes you, you. We explore your life growing up, friends, family, job/academics, what you do for fun, your relationship with yourself, sleep, diet, exercise, spirituality (if it pertains to you) and more! Every session after is 60 minutes unless you and your therapist have discussed alternatives.

man and woman holding pinky fingers

Couples:

The initial couples counseling intake is 2 hours. Why? We’ve found that 90 minutes just isn’t enough time to really uncover each partner’s chief concern. The second hour is spent finding resolution to these problems so that each partner leaves feeling heard, understood, and optimistic about the future of their relationship. Each partner will have established meaningful treatment goals and the therapist will discuss the treatment plan. The standard for every session after this is 60 minutes. Depending on your situation, and upon your request, you may request 1-3 hours.

How Often Should I Come Into Counseling?

This is completely up to you! You know what your needs are and we are happy to give you professional recommendations based off of your treatment goals. We will never force this process, or make you feel bad about adding time between sessions. Our goal isn’t to make you dependent on therapy, but to help you to become the expert of your thoughts, emotions, and behaviors.

McNulty Counseling Clinicians Are Out-of-Network

We are a self-submitting private practice and unfortunately do not manage insurance claims. Many of our clients are reimbursed directly from their insurance company and some clients report reimbursement rates between 50%-90%.

We provide you with a monthly Superbill (Statement for Insurance Reimbursement) that contains your procedure and diagnostic code for the insurance company. They will use this to reimburse you for the maximum amount of each session. If you have any reimbursement questions, we recommend that you contact your insurance company first as they can best answer your concerns regarding coverage. Common insurance companies that our clientele have reported reimbursement are:

  • Blue Cross Blue Shield
  • Aetna
  • United
  • Cigna

We DO accept FHA and FSA payments!

McNulty Counseling Clinicians Are Out-of-Network

We are a self-submitting private practice and unfortunately do not manage insurance claims. Many of our clients are reimbursed directly from their insurance company and some clients report reimbursement rates between 50%-90%.

We provide you with a monthly Superbill (Statement for Insurance Reimbursement) that contains your procedure and diagnostic code for the insurance company. They will use this to reimburse you for the maximum amount of each session. If you have any reimbursement questions, we recommend that you contact your insurance company first as they can best answer your concerns regarding coverage. Common insurance companies that our clientele have reported reimbursement are:

  • Blue Cross Blue Shield
  • Aetna
  • United
  • Cigna

We DO accept FHA and FSA payments!

Helpful Questions to Ask Your Insurance Company:

  • Do I have mental health coverage?
  • What percentage of my bill will be covered for services obtained by an out-of-network provider?
  • How many sessions will be covered per the calendar year?
  • What is my deductible and has it been met?
  • Do I need to meet with a clinician with specified credentials?
  • What percentage of my out of network mental health services will be covered if I submit a Superbill? Is there anything else I will need to submit with the Superbill?
  • How do I get reimbursed for out of network mental health services? How often should I submit a Superbill, what is the process for submitting that and how long will it take for me to be reimbursed?

Our Main Focus Is Helping You

We encourage all of our clients to get the insurance representatives first and last name, as well as a confirmation number. It has been our experience that some representatives will miscommunicate, and create an uncomfortable situation for the therapist and client. 

With us, you control your confidentiality. Insurance providers require a diagnosis for payment and keep records of treatment. This may not be beneficial to some of our clients based on their profession or other factors. Your privacy is important to us, and we value your care.

Our Main Focus Is Helping You

We encourage all of our clients to get the insurance representatives first and last name, as well as a confirmation number. It has been our experience that some representatives will miscommunicate, and create an uncomfortable situation for the therapist and client. 

With us, you control your confidentiality. Insurance providers require a diagnosis for payment and keep records of treatment. This may not be beneficial to some of our clients based on their profession or other factors. Your privacy is important to us, and we value your care.

Why We Don’t Accept Insurance:

Since our counseling center was founded, we have never accepted insurance to keep your information 100% confidential. The Department of Health and Human Services reported over 20,000 HIPAA violations last year, with many of them being by the provider, the insurance company, or the third-party who is handling the information.

  1. Like a game of telephone, the more transactions that occur with your information, the higher the likelihood of it getting into the wrong hands (or eyes). When you meet with a therapist at McNulty Counseling & Wellness, they will be the only person who has access to your private information.
  1. Insurance companies require a diagnosis by the clinician in order for them to cover your appointment cost. Even if you or your child may not require a diagnosis, they still require us to diagnose. This diagnosis can go on your permanent medical record, which can hinder your chances of receiving a job in the government, becoming a pilot, receiving certain benefits by an employer, etc. You should be able to receive counseling without being labeled.
  1. Insurance companies decide the length of your treatment, not the qualified professionals who are treating you. Private pay allows flexibility, without having to stress about the duration and frequency of your sessions. 

Cancellations

The time scheduled with your therapist is reserved for you and for you only. It is imperative that you notify your clinician or the office 24 hours before a missed appointment. If we have not received any notice, you will be charged for the full session of your appointment. 

We understand that life comes at us fast. A canceled appointment hurts three people: you, your therapist, and another client who could have potentially used your time slot. When a session is canceled without enough notice, we are unable to fill the time slot by offering it to another client. If you need to cancel or reschedule, we will gladly accommodate your situation as long as we have the 24 hours notice.

Cancellations

The time scheduled with your therapist is reserved for you and for you only. It is imperative that you notify your clinician or the office 24 hours before a missed appointment. If we have not received any notice, you will be charged for the full session of your appointment. 

We understand that life comes at us fast. A canceled appointment hurts three people: you, your therapist, and another client who could have potentially used your time slot. When a session is canceled without enough notice, we are unable to fill the time slot by offering it to another client. If you need to cancel or reschedule, we will gladly accommodate your situation as long as we have the 24 hours notice.

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